When used wisely by savvy consumers, credit cards can be an excellent resource for a variety of instances. The important thing, though, is to make sure you understand the different types, as well as the pros and cons of these credit cards. Types of Credit Cards to Consider One of the main ways consumers choose which credit card company to use is by learning about the credit card rewards and perks offered. Today’s credit card rewards are like no other. From cash back on purchases and points that can be redeemed for amazing items to free flights and vacation stays; ...Continue reading
Never pay the first medical bill that you receive following care. At least, that's the advice from Mashall Allen, a ProPublica reporter and author of a book about how to reduce your medical bills. And Allen could have a point. It's estimated that up to 80 percent of all medical bills contain some sort of error - and most of the time, these errors result in the patient being overcharged for services that they've received. In other words, very rarely is a medical billing mistake one that is favorable to the patient. With many Americans having received medical care following ...Continue reading
It's budget season! And in case you haven't heard, Democrats on Capitol Hill are proposing a 10-year, $3.5 trillion spending plan that they hope will invest more in education, health care, child support and infrastructure - all while also taking steps to help offset climate change. The spending plan is likely to be divided along party lines, so if it's to pass, Democrats are likely going to have to convince all 50 of the Senators who caucus with the political party to vote "yes" on it and then have Vice President Kamala Harris serve as the tiebreaking vote. That's not ...Continue reading
While owning a home of your own is probably a dream of most people, knowing the right time to buy a home is the true key to a successful home purchase. Buying a home when you are ready and can afford the mortgage and upkeep is the best plan versus rushing into a mortgage and commitment you are not quite ready for. Is now the right time for you to buy a home? If you are considering a home purchase in the near future, check out these 5 things to consider before you sign the mortgage papers. Top 5 Things ...Continue reading
When it comes to creative ways to earn a few extra dollars, many people have turned to the internet to seek options. One of the newest and most popular ways to earn money online is by using cash back apps. Not only do these apps pay, but they pay you to shop, which is something many people enjoy. The fact is that everyone shops in one form or the other, even if it’s simply for groceries and necessities. This being said, even if the cash back app you are using only pays 1% (many pay way more) that would definitely ...Continue reading
The U.S. has muddled through a truck driver shortage for decades that will now result in logjams at container ports and back-ordered goods and materials. With a trucker shortage of more than 60,000 and that number expected to top 100,000 in the coming years, there’s plenty of blame to go around. Former President Donald Trump may have brought the issue to the forefront of media coverage and discussion when he revitalized the economy with his America First policies. As business investment increased and unemployment waned to 50-year lows, the demand for goods and materials surged. When supply chains appeared sluggish, ...Continue reading
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