As you know, medical insurance companies are not out to help you pay for medical care and life insurance companies are not designed to promote longevity. These services can be useful, of course, but only insofar as they can do so while fattening the wallets of insurance company owners. The reason insurance works is that many policyholders contribute to their profits, making it possible for them to afford to pay out on claims when they cannot avoid doing so.
That being the case, one of the strongest arguments against global warming as a civilization-ending threat is the fact that insurance companies still offer policies on homes located in areas that should have been underwater had Al Gore been correct 20 years ago. Unfortunately for him, the only inconvenient truth contradicts the claims made in his award-taking film.
Insurance companies use the best available expertise in the world and rely on top-quality information to know how to extend policy offers in the most potentially profitable cases. You can bank on the fact that the scientists and professionals who advise insurance companies are not the same ones who advise presidents or who appear on Corporate News channels. If you want real news, you should read the same magazines insurance experts read, not the stuff they play in airports and third-rate restaurants.
So, it appears that we now have evidence against the official opinion on COVID equal to that against the official opinion on climate change. According to ZeroHedge.com and other sources, life insurance companies are now saying that deaths during the so-called pandemic are up 40% over pre-coronavirus levels. ‘That’s no surprise,’ you say? Well, they are also saying that the reason for the uptick in the death rate for people aged 18 to 64 has nothing to do with the coronavirus.
Scott Davidson, the head of OneAmerica – a major international insurance firm that’s been in business for nearly a century and a half, told ZeroHedge, “We are seeing the highest death rates in the history of this business – not just at OneAmerica.”
He says the numbers represent people of working age primarily. He continues, “What we saw in the third quarter, we’re seeing continue into the fourth quarter, is that death rates are up 40% over what they were pre-pandemic,” Davison said during a webcast news conference last week. “Just to give you an idea how bad that is, a three-sigma or a one-in-200-year catastrophe would be a 10% increase over pre-pandemic.”
Davidson went on to say that the majority of these deaths over baseline numbers are not attributable to COVID. He said, “The data is showing us that the deaths being reported as COVID deaths understate the real death numbers. It may not all be COVID on their death certificate, but deaths are just huge huge numbers.”
What this tells us right off the bat is that the medical establishment is not doing its job when it comes to reporting on the care outcomes they are privy to, and indeed, responsible for. We already know that nurses are coming out in droves telling us that doctors are not reporting on vaccine-related injuries and deaths. We also know that hospitals are given an additional $3,000 for every COVID case they report, and that incentive has driven them to inflate their COVID numbers.
But merely inflating the numbers of COVID cases would not be sufficient to drive up the death rate by 40%. Something else is killing people, and with the lockdowns, you can be sure it isn’t auto accidents.
This news has insurance industry prognosticators saying that this is going to have a reversing effect on insurance premiums regarding vaccination. They are saying that premiums will go up for the vaccinated and that they might even go down for the un-vaccinated.
If you want to make some easy money, you could bet that CNN and MSNBC will never report news like that!
Davidson went on to say, “[…] we expect the cost of this is going to be well over $100 million, and this is our smallest area of interest. So it’s having a huge impact on our bottom line.”
He added, “These costs will be passed on to employers.”
Large employers are being hit hard by the Biden mandates. It could be that the medical insurance industry might finally end this madness.